Florida · SB 1808 · 2025Enacted

Refund of Patient Overpayments

Requires health care providers to refund patient overpayments within 30 days of identifying the overpayment.

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Requires insurers to spend at least 90% of premiums on actual medical care rather than overhead or profit.

Caps the interest rate that can be charged on unpaid medical debt to prevent it from spiraling out of control.

Shields a larger share of wages from garnishment when collectors pursue unpaid medical bills.